New System Will Begin Tracking Uninsured Drivers

No one gets behind the wheel in Tennessee expecting to get into an accident, but unfortunately sometimes a crash is unavoidable. Drivers are required to have insurance so that when accidents do happen, the costs of vehicle repairs and medical bills are covered. However, if a person causes an accident and does not have insurance, he or she may not have enough money to cover the other driver’s expenses out of pocket.

According to the Insurance Information Institute, many drivers still take to the road without the proper insurance coverage in place despite the inherent risks. While the rate of uninsured drivers nationally was 12.6 percent in 2012, the rate in Tennessee was an alarming 20.1 percent.

In an effort to combat this problem, a new system is being put into place beginning January 1, 2017 reports WDAM. The Electronic Insurance Verification System will flag the registrations of drivers who do not have insurance. Those drivers will then be notified and if they do not purchase coverage, may end up facing monetary penalties and possibly even suspended registrations.

However, some are concerned that this system is not enough to keep people from driving while uninsured. Even if people are flagged in the electronic system, they will still be permitted to renew their vehicle registrations. The legislation that created the EIVS also increased the misdemeanor fine for uninsured drivers and gave law enforcement the authority to tow the vehicles of uninsured drivers on the spot. Authorities have been reluctant to implement towing policies, however, because confidence in the verification system is low.


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