INSURED DRIVERS PROTECTED AGAINST UNINSURED MOTORISTS
Under Tennessee law, drivers are required to carry uninsured motorist/underinsured motorist insurance. These policies will cover losses incurred when an accident is caused by an uninsured or underinsured driver. Many insurance carriers, however, will try hard to avoid paying these claims. At Cantrell, Goodge & Associate, we have seen this happen many times and are experienced in holding insurance companies accountable to the terms of their policies.
Car accidents often result in physical injuries, property damage and emotional trauma. When these crashes can be attributed to the negligence of one of the drivers involved, that driver is responsible for compensating the crash's victims for their losses. Under normal circumstances, the insurance policy of the negligent driver will likely cover these damages. However, when an uninsured or underinsured driver causes an accident, the victims of the collision cannot collect under that driver's insurance policy.
Insured Tennessee drivers may not realize that their own policies provide coverage for such situations through the inclusion of uninsured motorist/underinsured motorist provisions. Those that do understand their rights under these policies can still face resistance and lowball figures from their insurance carriers, as these companies’ representatives often do everything they can to prevent or reduce payments.
When clients come to us with issues such as these, we work hard to make sure that they receive the compensation to which they are entitled. Our firm’s attorneys have a proven track record of success in such cases, which we bring to bear on every uninsured car accident client we represent.
To get a better idea of the compensation you are entitled to under your auto insurance plan, please see our page on uninsured motor vehicle accidents.